Jokes on you...

Dear readers,

Life is not easy. Well for some of us life isn't easy. When you are unemployed and homeless, and without a safety net, life can become pretty tough.
The plus side to being "without" are the opportunities that afford individuals of low-income the ability to get back on their feet if they are able by way of
on-the-job training programs.

These job training programs provide grants and scholarships to those wanting to receive an education starting with adult education GED programs,  training in the medical field and in information technology.

Isn't that exciting!!!

Yes!!!

The downside to being in this position is having to face off with the jungle.... out there.... meaning having to face those wild animals that are waiting to pounce on the volunerable.

We have to become veeeery selective as to whom we share our personal information.
Anyone in any position could be collecting data for their personal use.

One of the cruelest jokes ive suffered through are those dumb emails, those fake emails that promise good sales positions, but they are really spammers fishing for information.
 They are also there to steal your joy!

The last thing you want to see when you're waiting for a response from a positive job lead and you're in desperate need of employment are the fake jobs fishing for information.

Those are reported as spam!!

Take that Fisher guy!!!

That's is such a cruel joke...jokes on me ha!!
(I don't respond to those emails btw)

Sincerely,

Limmie

Finance 101

Dear Readers,

Our beloved President is a business man.  How our country will function and flow will in my opinion mimic the large business moniker.  No one knows what happens behind closed doors.

I think this time we should pay close attention to the flow of the tide and follow the leader. My mother used to say that. I didn't see what she was saying until now.

So far Warren Buffets 'Bershire Hathaway* just became the largest share holder for the Bank of America.

        What does this mean for the economy?

   I trust that this company knows what they are doing.  But, I also remember seeing this before and how it effected my parents finances long ago.
  This type of move effected everything, like their ability to find a decent job.   I along with my parents have the experience of when an employer would make comments on how we are qualified for the job but don't have a good enough credit score.  The only job we could find would only pay a few dollars above minimum wage.  We knew that if we were able to gain better access to a higher paying job that pays a higher wage, those debts could be erradicated completely in a matter of years.  This will have a trickle effect...

I am afraid and excited.

We are in for more trying times.

If we expect to survive these next four years, we are going to have to follow God and pray for help.
 I feel a squeeze coming on and trusting God will help us survive these trying, and exciting times.

So today's lesson on how to erradicate debt goes like this.

1. Give to God first.  Pay your tithes.  We are going to need the church one day. The church is going to be the world's bail out plan one day.
2. Get financial counseling if need be.  If it's not needed then...
3. Budget.
4. Make sure debt cancellation is a part of the budget.
5. Watch the President Donald Trump.
6. Watch the financial industry
7. Watch every thing, watch the news.

Debts are a form of bondage and "when you have debts you will be treated like a criminal". ~~I wish that I could brag on who gave me that warning years ago but you wouldn't believe me if I told you.

If we ever needed the Lord before we need him now.

Let me put it this way.  If we didn't mess up our credit....
If we were given opportunity to do better...
If life didn't happen, ....

We wouldn't have the debt that we have now.

It's like watching a soap opera that I required to participate in....

I'm ready to erradicate my debts are you?

( Now, if I can get a good job and get out of this homeless shelter!)

Sincerely,

Limmie